There are two types of natural disasters in this country. Sometimes, it’s the weather that’s getting worse, as climate change leaves Americans exposed to new risks in places they thought were safe. Sometimes, it’s the land use that’s getting worse, as high costs and lack of regulation push people into locations with long-standing known dangers.

A combination of steep terrain, shallow soil and a moisture-laden weather system that stalled over the Texas Hill Country caused the flash floods that killed at least 79 people Friday. The weather system that caused the flooding was fueled by moist air from the coastal plain that swept up the Hill Country’s steep cliffs,

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