A credit card with a long 0% intro APR period can be an excellent tool for managing purchases without incurring interest ...

Find the best 0% intro APR credit cards this week with up to 24 months interest-free. Compare our picks with the longest 0% intro APR periods and start saving.

Intro APR offer: 0% intro APR for 21 months on Balance Transfers and 12 months on Purchases. After that, a 16.49% - 27.24% (Variable) APR applies, based on creditworthiness. Balance transfers must be ...

Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.32%. The ...

As of November 2, 2025, 0% intro APR credit cards offer a unique opportunity to manage expenses without the immediate burden of interest, especially during high-spending periods like the holidays.

I've helped a lot of people use 0% intro APR credit cards to get out of debt -- and I've seen just as many misuse them and fall further behind. The difference between succeeding and failing always ...

If you're looking to consolidate debt and save on interest with a balance transfer, the Citi Simplicity® Card and the Citi® Diamond Preferred® Card (see rates and fees) are both great options. Both ...

Credit card annual percentage rates, commonly known as APRs, determine how much you’ll pay in interest if you carry a balance on your credit card. Your card’s APR can vary depending on a few different ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

Discover how credit card balance transfers can reduce interest charges and manage debt efficiently. Learn about benefits, fees, and choosing the right card for your needs.

It's tempting to just go for the option with the longest intro APR period. But you might be better served with a card that has a shorter 0% term but a lower transfer fee or more long-term value. Many ...