A home equity loan is usually a fixed-rate lump sum based on the value available in your home. Home equity lines of credit (Helocs) are revolving lines of credit based on your available equity and ...

Reina Marszalek is a staff senior personal finance editor at Buy Side from WSJ. Staff Deputy Personal Finance Editor, Buy Side from WSJ Valerie Morris is a staff deputy personal finance editor at Buy ...

Home equity rates have dipped to their lowest levels since 2023, and that could open the door for more borrowers.

Falling rates make tapping into home equity tempting. Here’s when a HELOC or home equity loan makes the smarter play.

Banks are pitching home-equity lines of credit as a cheaper form of borrowing as Federal Reserve rate cuts could lower HELOC rates to the mid-6% range, according to one estimate An increasing number ...

Historically, homeowners have tapped into home equity for a variety of reasons: making home improvements, funding higher ...

Americans are sitting on record piles of home equity, and lenders are racing to help them cash in. Chase just entered the home equity line of credit (HELOC) market. Now Better.com, the digital ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

What’s driving home equity rates today? Both HELOC and home equity loan rates have declined substantially from their 2024 ...

A $90,000 home equity loan is cheaper now that the Fed cut interest rates. Here's what homeowners should know now.

Third Federal promises to beat a competitor's offered rate on a purchase mortgage or home equity line of credit or it will pay you $1,000. You must provide documentation of the lower rate; however, a ...