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Refinancing your ARM into a fixed-rate mortgage

If you’re nearing the end of your ARM loan’s initial fixed-rate period and your rate will rise significantly, you might be considering refinancing to a fixed-rate mortgage. A fixed-rate mortgage ...
AOL

Millennials and Gen Z are gambling on a big mortgage-rate drop, using ARMs and refinancing. But that could be a ‘financial ticking time bomb’

Mortgage rates have remained elevated since 2023 and home prices are at record highs, locking out many millennials and Gen Z buyers from the housing market. A significant portion of younger homebuyers ...
HousingWire

ARM, refinance activity buck the trend of declining mortgage demand

Mortgage applications decreased 0.3% last week, but refinance activity rose 4% due to lower mortgage rates. The 30-year fixed rate dropped to 6.37%, encouraging more borrowers to refinance. AI Summary ...
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Tuesday mortgage report highlights ARM choices

On Tuesday, a fresh snapshot of average mortgage rates put adjustable-rate mortgages back in the spotlight as buyers hunt for ...

Jason M. Ruedy: Denver Homeowners Turn to FHA Adjustable Rate Mortgages as Rates Rise

The Home Loan Arranger Says FHA 3/1 and 5/1 Adjustable-Rate Mortgages Are Gaining Popularity in Denver’s Housing Market ...