Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Home Loan Refinance Calculations: Buying a home is an important financial goal for most people. Since real estate rates are rising, home loan tickets are also getting bigger. It is common when the ...

It can make sense to refinance your home equity loan as interest rates decline, but only in certain circumstances.

New weekly data from Freddie Mac shows mortgage rates in a tumble, landing 30-year fixed rates at 6.50%. “As rates continue to drop, the number of homeowners who have the opportunity to refinance is ...

Homeowners eager for mortgage rates to dip so they can refinance their places may have to wait quite a bit longer. A study from Neighbors Bank says folks whose current loans are in the 6.5%-7% range ...

Mortgage rates fell as economic data indicated weakness in the U.S. labor market, and homeowners and home buyers rushed to seize the moment — driving up demand for both mortgages and refinances. The ...