Although Consumer Financial Protection Bureau (CFPB) priorities and mandates are undergoing shifts with the new Trump administration, the CFPB pledged in 2024 to continue its efforts to eliminate ...

A DIY approach to debt settlement can backfire if you don't understand the legal, financial and tax risks involved.

Debt settlement may reduce your debt, but expect an impact to your credit score Erika Rasure is globally-recognized as a leading consumer economics subject matter expert, researcher, and educator. She ...

Throughout 2025, Goodwin tracked nine enforcement actions concerning debt collection, a significant drop from the 16 actions tracked in 2024. Of those actions, six were handled by the Federal Trade ...

CreditAssociates offers debt settlement plans that can help you get out of debt, but it’s risky. Compare debt settlement with other debt payoff alternatives. CreditAssociates is a debt settlement ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That's why it's important to understand when to say yes to a settlement ...

If you have trouble paying unsecured debt, a debt relief company may be able to negotiate a smaller settlement.

This article was paid for by Freedom Debt Relief. A debt settlement (or debt relief) company can offer strategies to help you find relief from overwhelming debt, collections and mounting fees. While ...

To settle medical debt, you'll typically go through a debt settlement company or an attorney who will negotiate with your ...

You may be able to settle your debts with creditors for less than you owe Ken Clark has co-managed over $100 million in retirement accounts and is the author of The Complete Idiot's Guide to Getting ...

Any collection accounts that are listed on your credit report can have a big impact on your finances, dragging down your score and making it harder to qualify for loans, housing or even certain jobs.

Your student loans generally have to be in default to negotiate a settlement. Settlements usually refer to private loans, while compromise is more common with federal loans, but both involve ...