Your credit scores determine everything from the interest rate you pay on credit cards and loans to whether or not you qualify for rental housing. Once your debt has been sent from a creditor to a ...

In a related trend, state courts are seeing a spike in debt collection lawsuits. Court filings surged in 2023 and 2024, according to a Sept. 2 report from the Pew Charitable Trusts, based on data from ...

Collection agencies are third-party debt collectors that attempt to recover all or a portion of a debt owed by a consumer to a lender or credit grantor. Small businesses that have been mistakenly ...

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Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

In an attempt to recover the outstanding debt, Credit Collection Services engaged the services of a third-party letter vendor. This vendor’s task was to print and mail a collection letter to Rabold ...