Debt consolidation is a good idea if it helps you meet your financial goals, but not if you use it to free up revolving credit or refuse to change how you spend and manage your money.

Debt consolidation can serve as a powerful tool for organizing and reducing your debt—if chosen wisely and managed with discipline.

WASHINGTON — Managing debt can be complicated. We sat down with a financial expert to look at the pros and cons of debt consolidation. Debt consolidation is a financial strategy that involves rolling ...

Are you feeling overwhelmed by debt? Are you struggling to manage monthly payments–not to mention all that interest? You might want to consider debt consolidation. It combines multiple debts into one ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...

If you’re dealing with high-interest debt, a low-interest credit card may provide an effective way to consolidate your debt and help you pay less interest. A low-interest credit card offers a lower ...

Pros and Cons of Debt Consolidation Just as debt consolidation isn’t the best option for every borrower, it’s important to consider the advantages and disadvantages of debt consolidation before ...

Albert Einstein once said, "The only source of knowledge is experience." Going through the everyday challenges of life is how we learn. And there’s something to be learned from every situation. For ...

Terms presented, including APR and monthly payment amount, are estimated and created based on information entered by you and through analysis of historical data on loans through Prosper. Your ...

Rolling student loans into a mortgage can appeal to those looking to simplify their debt management. By consolidating these ...

If you have multiple streams of debt, like high-interest credit cards, medical bills or personal loans, debt consolidation can combine them into one fixed monthly payment. Getting a debt consolidation ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...