RBI’s new rules: Why your credit score matters more now

Understand the upcoming changes to credit scoring and how the new ECL model will impact your borrowing costs and ...
Businessworld

Rethinking ECL: NBFCs And A Consumer-focused Path To Cheaper Credit

ECL is undoubtedly a significant improvement over past provisioning frameworks, and with thoughtful adjustments, it can deliver even greater value, writes Srinath Sridharan The RBI has been actively ...

Borrowers with strong credit histories stand to benefit

Thecreditworthiness score is being operated in India, till date, in rather rudimentary model. The score is checked each time ...
Businessworld

ECL Transition To Have Minimal Impact On Banks’ Capital: CareEdge

CareEdge Ratings says RBI’s new provisioning framework may trim capital adequacy by up to 70 basis points, but lenders are well-positioned to absorb the impact The Reserve Bank of India’s proposed ...
Zee Business

RBI Big Rule Change: Banks to adopt ECL model for loan provisioning from 2027

RBI has announced a major overhaul in loan provisioning norms, shifting banks to the Expected Credit Loss (ECL) model from April 1, 2027. RBI shifts banks to new ECL model for loan risk. The Reserve ...
Kauppalehti

Insider information: Aktia Bank Plc's model based expected credit losses (ECL) are expected to decrease in the second quarter

During the second quarter, Aktia Bank Plc will implement updated models for calculating expected credit losses (ECL) in accordance with IFRS 9. Aktia expects the updated models to result in lower ...