Bank reserve requirements ensure that banks have enough cash to handle their obligations and customer account withdrawals.

That’s known as fractional reserve banking. So, if deregulation means more bank lending, it’s fantastic for the economy—you get more pyramiding. But it also means Congress and the Fed have ...

Ever wondered how banks really make money and why your savings seem to grow so slowly? In this video, a former Wall Street insider reveals two secrets banks don’t want you to know and how you can use ...

Many cryptocurrency lending schemes are eerily similar to banks’ abilities to loan out money and create debt through fractional reserve banking. Since modern capitalism's emergence in the early 19th ...