The story begins in 1850 when the Franklin Health Assurance Company of Massachusetts first offered “accident insurance” to cover disabilities that might occur as a result of injuries while traveling ...

Hempstead is a senior policy adviser at the Robert Wood Johnson Foundation. In “Double Indemnity,” the Depression era masterpiece about insurance fraud and murder, the anti-hero Walter Huff quickly ...

As of January 2004, 250 million non-elderly Americans have access to tax-deductible health savings accounts (HSAs). Individuals can now self-insure for some of their medical needs and manage more of ...

Elizabeth Rivelli has nearly five years of experience covering insurance for finance publications. She has expertise in various insurance lines, including car insurance, health insurance, travel ...

Discover the process, pros, and cons of medical underwriting. Learn how it affects insurance rates and the impact of the ...

Health care is about to become unaffordable for millions of Americans. Here's how we got to this point and what happens next.