Homeowners insurance is an essential purchase to make to avoid financial hardship if your personal property is damaged or you are sued.

Homeowners across the nation are seeing rising home insurance costs. It's normal for these rates to go up about 5% every year, according to Consumer Reports, but they went up an average of 12% in 2023 ...

With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S. Home ...

Recent wildfires have reshaped California’s insurance landscape, and some Los Angeles homeowners are seeing their premiums skyrocket or are facing policy non-renewals. Wildfire survivors have also ...

Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic ...

Tornado damage is typically covered by a standard homeowners insurance policy, but there may be exceptions. Many, or all, of the products featured on this page are from our advertising partners who ...

Stacy is a journalist and content creator with six years of experience writing about home improvement topics. Besides Forbes Home she has contributed her work and expertise to publications such as ...

The number of homeowners forced onto the FAIR Plan has skyrocketed. With high premiums and basic coverage, the plan is ...

Homeowners insurance offers property and personal liability protection for unexpected emergencies. Mortgage lenders require ...

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