A certificate of deposit, or CD, is a savings product offered by a financial institution that most often pays a predetermined interest rate on a depositor’s set amount of cash over a specified period ...

A share certificate is a CD at a credit union. It works the same way a bank CD does. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Share certificates and certificates of deposit (CDs) are insured, low-risk investments that typically offer higher yields than regular savings accounts. While they work similarly, the key difference ...