Saving for retirement can be a daunting prospect; there's a lot to learn along the way. For example, individual retirement accounts, or IRAs. To start, there are two different types: traditional and ...

An education IRA is a tax-advantaged savings account that can be used to pay for education expenses. Funds in these accounts, which are also known as Coverdell education savings accounts (ESAs), can ...

Most people I talk to haven’t been educated on the difference between Roth IRA vs Taxable Account vs IRA. This is especially true with taxable accounts. Many investors are only familiar with the “tax ...

IRAs are a tax-advantaged way to save for your future. You can open an account whether or not you’re also investing via an employer-sponsored account like a 401(k), assuming you meet the other ...

Women don’t need a perfect retirement plan. Learn how IRAs, 401(k)s, and Roth accounts work, how they differ, and how using them together can create a flexible, tax-efficient retirement strategy over ...

A gold IRA lets you hold physical gold in a retirement account. Learn how gold IRAs work, what they cost and how to open one safely.

In an ideal world, you wouldn’t wait until the last minute—your tax-filing deadline, which is April 15 in 2026—to contribute to these accounts for the year prior. Those eleventh-hour contributions can ...

Matt Koppenheffer is the former Head of the Coverage Team at The Motley Fool. He was a full-time Motley Fool employee from 2012-2025 and is a former advisor and analyst for multiple Motley Fool ...

IRAs offer tax advantages for retirement savings, each with unique contribution and income limits. Choosing between traditional and Roth IRAs depends on expected future tax rates and retirement needs.