I've loved high-yield savings accounts over the past two years. They've been paying over 4.00% APY, which is the kind of return we haven't seen in more than a decade. But those rates aren't going to ...

Question: I'm 51 and my portfolio is up. I'm planning to retire in nine years, at the age of 60, so I want to start moving out of stocks to lower my portfolio risk. Is that smart? Answer: In the years ...