RBI announces draft norms for transition to expected credit loss framework

In the ECL framework, banks need to adopt a three-stage approach to determine Significant Increase in Credit Risk (SICR) ...

Motilal Oswal recommends HDFC Bank, SBI as top picks ahead of RBI’s ECL regime transition

RBI’s draft ECL framework and revised credit risk capital norms aim to modernise India’s banking sector, promoting ...
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ECL Shift: How India’s Banks Could Navigate RBI’s New Credit Loss Norms

The Reserve Bank of India (RBI) issued a new Expected Credit Loss (ECL) draft, marking a turning point for Indian banks. Effective from April 2027, the ECL regime will require banks to provision for ...