A "CD ladder" may sound like some complex investing strategy, but it's actually very simple. It allows you to earn high interest without keeping all of your savings locked up for months or years.

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(CNN) — If you have a lot of cash on hand, it should be making money for you. One way to ensure it continuously does that is to set up a ladder of Treasuries or FDIC-insured certificates of deposit ...

CD laddering spreads your money across multiple CDs with different maturity dates, so you can earn high interest rates but have more frequent access to your cash. CDs are low risk and offer guaranteed ...

CD terms can range from three months to five years. Learn which one is right for you.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. The post-pandemic era made getting a good CD rate simpler as rates on ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Instead of depositing all of your cash in one CD account, you'd spread ...