For years, credit data furnished by credit bureaus provided single snapshots in time. Today, the credit field has expanded and evolved, with trended credit data and other types of credit information ...

Discover how a risk management framework helps companies identify, manage, and limit risks while balancing growth and protecting capital and earnings.

Learn about credit risk certification (CRC), a credential from the Risk Management Association that shows expertise in ...

Financial institutions are facing a perfect storm of risks related to the COVID-19 pandemic, increased volatility, inflation, rising interest rates, and geo-political turmoil. This increased ...

This article was written by Jerome Barkate, Nakul Nair, Zane Van Dusen, and Scott Coulter. We are witnessing a remarkable period in the credit markets. Following years of accommodative monetary ...

Credit risk management remains a critical area of financial research and practice, particularly in the wake of increasingly volatile economic environments. This field focuses on identifying, assessing ...

On September 27, the FHFA published Advisory Bulletin AB 2024-03 which provided guidance to FHLBanks on establishing and maintaining a member credit risk management framework. The bulletin highlighted ...

As the private credit market surges toward $3 trillion in assets, concerns are growing over the potential formation of a bubble. Most capital inflows have targeted larger, private equity-sponsored ...

This paper analyzes the rapid growth and evolving landscape of synthetic risk transfers (SRTs), a securitization tool increasingly used by banks to manage credit risk and optimize capital. Since 2016, ...

-Provides emerging trends in credit card risk management by governments, regulatory bodies and market participants -Provides a detailed framework of best practices in credit card risk management, ...