About one in four U.S. households spends more than 95% of their income on necessities, according to a 2024 Bank of America Institute analysis. Even among households earning over $150,000, roughly 20% ...
Nowadays, social mobility can feel akin to endlessly climbing up a down escalator — especially for the middle class. Certified financial planner, Stoy Hall, put it best: “The system is not built for ...
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