The new labour codes may shrink your take-home salary, but they quietly boost your tax-efficient retirement savings. With basic pay now required to be at least 50% of CTC, employees automatically see ...

The National Pension Scheme (NPS) is a pension scheme offered by the government to its own employees who joined after January ...

A simple guide to NPS covering how much to invest, how withdrawals work, and upcoming 2025 changes including 100% equity option, flexible exits and updated rules for building a secure retirement.

EPF, PPF and NPS remain India’s top retirement options for 2025. EPF offers stable returns, PPF ensures safe long-term savings, while NPS delivers the highest market-linked growth, making it ideal for ...

The Central Government has launched the Unified Pension Scheme (UPS) effective from 1st April 2025, targeting Central Government employees who were part of the National Pension System (NPS). This move ...

Union Budget 2025: In her budget speech for 2025, Finance Minister Nirmala Sitharaman announced that NPS Vatsalya subscribers will now receive the same tax benefits as regular NPS subscribers for ...

It is not mandatory for central government employees under NPS to choose UPS. Also, only those employees who have completed 10 years of service are eligible for a switch.

The Finance Ministry on Friday announced that all tax benefits available under the National Pension Scheme (NPS) will also apply mutatis mutandis to the Unified Pension Scheme (UPS), as the latter is ...

EPF offers fixed, government-backed returns mainly for salaried employees, ensuring safety and stable post-retirement income. NPS is open to everyone, provides market-linked returns, and offers ...

Starting your first job can be exciting as well as a bit intimidating, but it’s also the perfect time to start building smart money habits. While there are several savings schemes and investment ...

NPS Calculation: Secure your spouse’s retirement with NPS. Invest monthly to build a Rs 1.11 crore corpus and get a lifelong pension of Rs 44,793. Enjoy tax benefits and financial peace. NPS ...