Private health insurance premiums will be going up in 2026 – in some cases, by a lot. Congressional Democrats and Republicans ...

Dividing Americans into multiple risk pools increases health care costs. And it limits the ability to debate an insurance system almost nobody understands.

Affordable Care Act subsidies are set to expire after this year, not only driving up costs for ACA enrollees but also ...

When it comes to transitioning from private pay to Medicaid for a nursing home resident or their responsible financial decision-makers, the most important things to think about are timing and planning ...

While one-third of older adults may never need long-term care services, many people do need the extra support, including care in a nursing home. According to a report from the Urban ...

Americans do not like their private health insurance. It didn’t take the inflamed online rhetoric after the murder of United Healthcare CEO Brian Thompson to make that point clear. According to a ...

In light of the unprecedented rate increases and disruption we are experiencing in the under 65 age market segment during this ACA open enrollment period, I feel that this is a good time to drill down ...

Before Medicaid came on the scene in 1965, everyone paid out of pocket for long-term care (LTC). Operators received a market rate for the services they provided. There was no special rate below the ...