Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic ...

Replacement cost endorsements help homeowners protect the full value of their home and personal property. However, after a loss, most homeowners discover this coverage is not sufficient to replace ...

Replacement cost insurance allows homeowners to repair or replace their eligible belongings at today’s value following a covered claim. While most homeowners insurance policies include replacement ...

Actual cash value coverage may lower your premiums, but it could also leave you underinsured. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...