One of the cornerstones of retirement planning is determining how much you can safely withdraw each year while maintaining a ...

Market conditions and inflation have a significant impact on sustainable withdrawal rates. The 4% rule was intended to be a flexible guideline, not a strict law. Some advisors prefer dynamic ...

Breaking Down the Mathematics Behind the Rule The thousand-dollar rule assumes a 5% annual withdrawal rate, requiring ...

Morningstar‘s new safe retirement withdrawal rate is 3.7% Estimate is based on forward-looking market return assumptions High stock valuations and lower bond yields influenced the reduction Goal is to ...

As retirees enter 2026, the hope is that it will be both different from 2025 and potentially some of the same. After an ...

Planning for a sustainable income from retirement investments can be complex. I've identified 10 primary variables, or "linchpins," which must be considered to develop a complete withdrawal plan. Of ...

Experts weigh in on how the classic 4% withdrawal rule is evolving—and how retirees can tailor it to their own goals, risks, and income sources.

I have always said that asset accumulation is easy but the true difficulty is in asset distribution. There is no single plan that is right for everyone. Perhaps the best-known distribution plan is the ...

After decades of squirreling away money for retirement, there comes a time when retirees must start withdrawing money from their accounts. Drawing down 401(k), IRA and other assets earmarked for ...

TikTok star Austin Hankwitz has built quite a following by breaking down complicated financial concepts into easy-to-digest bite-sized videos. His latest viral content focuses on a surprisingly simple ...