A Roth IRA gives you tax-free growth and withdrawals in retirement. Take money out too soon, however, and you'll face income ...

If you’re in early retirement — or close to it — you don’t want to gloss over the announcement of new tax brackets for 2026 ...

My wife and I are in our early 40s. She has a Roth with $85,000; I have no retirement savings. We’re a few months away from ...

If you want the flexibility to be able to tap into your retirement savings if needed, the Roth IRA is your best bet. You can ...

Both accounts provide benefits, but your future financial situation plays a big role in determining which makes sense for you.

There is no universal best time during a given year.

You might think the choice between a Roth and a traditional individual retirement account comes down to taxes. While taxes play a role in this decision, investors shouldn’t overlook other factors, ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Strategizing retirement savings in your 20s can be a ...

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement. Essentially, you’re choosing to pay taxes now in exchange for tax-free withdrawals ...

With the year drawing to a close, individuals with pre-tax retirement accounts should familiarize themselves with the ...

Socking away money for retirement is something that’s top of mind for many people. Many Americans save money for their "Golden Years" through workplace retirement plans and individual accounts they ...

I’m single, have no debt, and I’m in excellent health. I have $350,000 in home equity, $1 million in a 403(b), $80,000 in a ...