What FICO’s credit-score shake-up really means for home buyers

The latest move comes from Fair Isaac Corp., or FICO FICO +3.70% , which is giving mortgage lenders a way to obtain borrowers ...
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Need to improve your credit score? Here’s how.

Whether you are thinking of buying a house, a car, or just need a loan, a high credit score is key to getting the best interest rate. Paying bills on time and keeping a low credit utilization rate are ...

Credit scores just plunged at fastest pace since Great Recession — how does your FICO compare to the new average?

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

Average FICO score sheds 2 points in 2025. Who's seeing the largest drop?

The national average FICO score fell, reflecting difficulties Americans face in staying financially afloat. See which group has dropped most.

Gen Z’s credit scores are dropping. Here’s what to do if yours is too

The total national average credit score dropped two points this year to 715, according to the report from credit scoring company FICO. But Gen Z’s average score dropped three points to 676, the ...

I have more than 20 credit cards — but I don't need them all. Would canceling a few cause a huge hit to my credit score?

If Jane decides to cancel a few credit cards, she should first focus on the ones that have an annual fee. If she isn't using ...

Map Shows Cities With Highest—and Lowest—Credit Scores

Credit scores are often the first thing lenders look at when evaluating whether to approve an application for a mortgage, car loan, or credit card.