An annuity is a financial product that provides a stream of income over a set period. Annuities are often used in retirement planning as a way to generate income from a lump sum investment.

From dizzying highs to crashing lows, the cycle of speculative financial gain and putative returns continues t0 shape our economies with an invention tied to that most enduring of currencies: time ...

Imagine you earn a $100 bonus at work. One option: the cash is transferred to your bank account. The other: a digital gift card to your favorite big box retailer. In this scenario, the same monetary ...