The average VantageScore credit score dropped to 700 in December 2025, a point lower than in November and down two points ...
FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...
To download a copy of the full report, visit the VantageScore website. About VantageScore® VantageScore is the fastest-growing credit scoring company in the U.S., and is known for the industry's most ...
After a 25-year monopoly of credit scoring home loans for mortgage giants Fannie Mae and Freddie Mac, FICO finally has some competition. VantageScore, owned by the three major credit bureaus Experian, ...
Consumer delinquencies are close to pre-pandemic levels, and that's caused banks to lend out less money, according to the VantageScore CreditGauge September 2025 report. Consumer credit and mortgage ...
SAN FRANCISCO, Nov. 5, 2025 /PRNewswire/ -- Millions of American adult renters could become eligible for a mortgage by incorporating on-time rental payments into their credit reports, according to a ...
On September 5, 2025, we published a research paper concluding that VantageScore 4.0 overstated its performance claims. We identified key methodological flaws in VantageScore’s analysis and, after ...