The Fair Credit Reporting Act (FRCA) was enacted in 1970 and was last amended in 2003 to protect your credit information and ...

FICO CEO William Lansing has burnished the credit score’s dominance and pushed through price hikes, making a bundle for ...

A credit sweep is a fraudulent credit repair tactic that disputes all negative items on a credit report at once.

you have the right to dispute that information under the Fair Credit Reporting Act, a law that governs credit reports, tenant ...

New CFPB rules may erase $49 billion in medical debt from credit reports, boosting credit scores for 15 million Americans if enforcement proceeds.

Credit repair companies offer the service of verifying your credit reports to weed out any errors, incorrect items, outdated information or accounts that don’t belong to you. These services also check ...

The landscape of consumer financial services is shifting, driven by a broader deregulatory trend at the federal level. In this environment, ...

Credit repair companies charge a subscription that can range from $50 to $150 or more. Additionally, many companies also charge a setup fee that is often around the same price as the subscription – ...

The collection agency, which had more than 90 employees, was ordered in 2023 to pay a $1.68M penalty for violations of ...

However, the Fair Credit Reporting Act (FCRA) allows consumers to access their ChexSystems report for free once every 12 months. You can request a copy of your personal ChexSystems report online.

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