Student loan rates have dropped a bit going into the last month of the year. As of December 9, 2025, private student loan lenders are offering fixed rates as low as 2.85% APR and variable rates ...

Also known as the Truth in Lending Act (TILA), Regulation Z was created to protect people from predatory lending practices. It requires lenders to disclose borrowing costs, interest rates and fees ...

While these BNPL payments have historically flown under the radar of traditional credit reporting, that’s about to change.

Cheap Insurance reports that gap insurance can be essential for new car buyers to cover the financial gap between owed loan ...

Even major credit card companies have now adopted the buy now, pay later (BNPL) fixed payment model, made popular by companies like Affirm and Klarna. Forget delayed gratification. BNPL is the modern ...

Trump's student-loan repayment overhaul and collections restart make servicer errors more costly, Sen. Elizabeth Warren said.

The automotive industry in 2025 was defined not by a single dominant trend, but by a complex interplay of affordability ...

A new kind of student loan shock is coming for borrowers who thought forgiveness would finally close the book on their debt.

The Directions stipulate that all loans must be disbursed and repaid directly through borrower accounts, prohibiting third-party control, including LSPs, to safeguard borrower ...

Homeownership remains a major goal for Americans, with more than 6 million homes sold annually according to the National Association of Realtors.

While Cyprus’s banking sector has matured into a reliable and regulated system, its procedures often move more slowly than ...

As of the third quarter, Americans owe $1.23 trillion in credit card debt, an all-time high, the New York Fed says.