Personal loans are a form of installment credit, repaid in regular increments over a set period. They have lower interest rates than credit cards, making them a good option for home renovations, ...

Installment loans give you something even more valuable than money: Time. Borrowers receive a lump sum of cash and repay the debt in regular, scheduled installments. If you have bad credit, though, ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Taylor Medine is a staff writer at Forbes Advisor who demystifies complex money topics to help everyday people make more informed financial decisions. Over her nearly a decade of experience, Taylor's ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Working capital loans finance a company’s everyday operations and cover short-term expenses ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...