Money Talks News on MSN

IRS boosts limits for 7 retirement accounts -- including the first IRA catch-up hike in ages. Here's how much more you can save in 2026

A federal law known as the Secure 2.0 Act of 2022 changed that by indexing the IRA catch-up limit to inflation starting in ...

Ask the editor, December 12: IRAs, 401(k)s and RMDs

In this week's Ask the Editor Q&A, Joy Taylor answers questions on IRAs, 401(k)s and required minimum distributions ...

Roth 401(k) Catch-Up Rule Arrives In January For $150K+ Earners

In January, new Roth catch-up rules will prevent workers over 50 who earned more than $150,000 the prior year from making pre ...

There are a few weeks left to supersize your Roth conversion without raising your tax bill

New in 2025 is an extra $6,000 per individual, in addition to the standard deduction, for those over age 65 who meet the income limits. For a couple, this can create up to $12,000 more "room" for Roth ...