Use our calculator to determine how much you can save by refinancing your student loan to a lower rate. Plus, learn when it makes sense to refinance. NerdWallet editorial rating NerdWallet's ratings ...

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TL;DR: How This Calculator Works ・This tool estimates your discretionary income as defined by federal student-loan regulations, not personal-budget leftover money. ・Discretionary income = Your AGI – ...

There's no set rule for how much of your budget should go toward student loans, but a monthly payment that exceeds 10% of your income could be burdensome. You may be able to reduce payments by ...

Student loan amortization structures your loans into fixed monthly payments, with a certain percentage going toward the principal and interest Written By Written by Contributor, Buy Side Jamie Johnson ...

Taylor Medine is a staff writer at Forbes Advisor who demystifies complex money topics to help everyday people make more informed financial decisions. Over her nearly a decade of experience, Taylor's ...

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Private student loans are provided by banks, credit unions or state-based organizations, with terms and conditions set by the lenders. Private loans generally have higher interest rates, less flexible ...