When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s ...

Nearly 175 million Americans carried credit card debt into the holiday season, according to TransUnion data. With balances ...

Those with credit card debt often suffer in silence, embarrassed by their financial circumstances. Chances are, though, someone close to them is or has been in a similar position. In fact, according ...

Half of Americans are in some sort of credit card debt. If that’s you and you’d like to change that in the New Year, 5 On ...

Elevated interest rates and high living costs continue to strain retiree budgets as we head into 2026. A recent AARP study ...

Taking on too much credit card debt is all too easy, especially for students with lots of expenses and little income. Here's advice on paying it off.

Some young adults are finding out the hard way that credit cards aren’t free money. A popular Reddit thread revealed how ...

Many Americans with credit card debt, especially high earners, lie about the amount they owe. The average credit card debt is $7,321 with an average interest rate of 21.4%, contributing to a national ...

You might be able to negotiate debt settlement with your lender, either by yourself or with the help of a credit counselor or debt settlement company. There are even AI tools that will negotiate for ...

For retirees relying on Social Security, any amount of debt can feel like a heavy weight that can't be managed over the long term. These retirement benefits are designed to cover basic living expenses ...