(NewsNation) — Americans are spending more money on certain things like holiday shopping, data shows, even as inflation remains a top concern. Some are spending money they don’t have. Nearly one in ...

Debt is often discussed in negative terms, but debt isn’t just good or bad. It falls on a spectrum. How you manage it plays a big role in how it impacts your finances.

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The Federal Reserve Bank of New York reported U.S. household debt increased to $17.5 trillion in the fourth quarter of 2023. Credit card debt, mortgages and auto loans led to those debt figures. But ...

Good debt can increase your net worth and build in value over time. Bad debt is money spent on items that lose their value. Balancing good and bad debt is important to your financial wellbeing. While ...

When it comes to managing money, Suze Orman says understanding debt is a critical first step — especially for anyone hoping to improve their financial health. On a recent episode of her "Women & Money ...

More U.S. consumers may need help managing their credit card payments. Roughly 6.9% of credit card users were in serious delinquency in the first quarter of 2024 — the highest rate since historic lows ...

Debt-to-income (DTI) ratios probably aren't something many people think about often. But it's important not to discount this ratio and the impact it can have on your financial stability. After all, ...

The Indebted States of America: How much debt is too much? Feb. 3, 2014 -- We are a nation of debtors. Altogether, American consumers are $11.3 trillion in debt. More than $856 billion of this is from ...

Debt may get a bad rap, but the reality is, it's not all bad. Sure, the ideal financial situation may involve being totally debt free, but in certain instances and under certain circumstances, taking ...

Debt settlement can offer a lifeline for consumers who are struggling with overwhelming debt. When you pursue debt settlement — also called debt relief, debt negotiation or debt resolution — you ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...