And here's what it would have cost buyers in January 2025, before any Fed rate cuts were issued for the year: ...

Fed rate cuts have made home equity loans affordable. Here's how much a $40,000 home equity loan costs monthly now.

Mortgage Research Center. Rates averaged 5.37% for a 15-year financed mortgage and 6.09% for a 20-year financed mortgage.

Explore current mortgage rates and what they mean for homebuyers.

With the Fed’s third rate cut this year, refinancing your mortgage at a 0.50% lower rate can save you over $40,000. Here are ...

The rate on a 30-year fixed refinance declined to 6.32% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.37%. For 20-year mortgage ...

The current average mortgage rate on a 30-year fixed mortgage is 6.23%, compared to 6.36% a week earlier, according to the Mortgage Research Center. For borrowers who want a shorter mortgage, the ...

Fifteen-year mortgage rates hit a one-month high today. Today, the mortgage interest rate on a 30-year fixed mortgage is 6.35 ...

Also known as the Truth in Lending Act (TILA), Regulation Z was created to protect people from predatory lending practices. It requires lenders to disclose borrowing costs, interest rates and fees ...

Mortgage applications rose 4.8% for the week ending December 5, 2025, with a notable increase in refinance activity. The ...

Tomorrow's Federal Reserve interest rate decision will almost certainly be this week's biggest influence on mortgage rate.