For the everyday homebuyer, balloon mortgages are a relic of the past — and for good reason. This type of mortgage was widely used in the lead-up to the 2008 financial ...

Dozens of homeowners who were victims of the Palisades and Eaton fires allege that their banks and mortgage services aren't ...

Student loan rates have dropped a bit going into the last month of the year. As of December 9, 2025, private student loan lenders are offering fixed rates as low as 2.85% APR and variable rates ...

Also known as the Truth in Lending Act (TILA), Regulation Z was created to protect people from predatory lending practices. It requires lenders to disclose borrowing costs, interest rates and fees ...

State attorneys general and legislatures are reshaping consumer finance through coordinated enforcement, laws, and court ...

The Directions unify multiple credit-related instructions into a single framework for RRBs. They reinforce prudential safeguards while promoting responsible and transparent lending ...

While these BNPL payments have historically flown under the radar of traditional credit reporting, that’s about to change.

Cheap Insurance reports that gap insurance can be essential for new car buyers to cover the financial gap between owed loan ...

Even major credit card companies have now adopted the buy now, pay later (BNPL) fixed payment model, made popular by companies like Affirm and Klarna. Forget delayed gratification. BNPL is the modern ...

While Cyprus’s banking sector has matured into a reliable and regulated system, its procedures often move more slowly than ...

As of the third quarter, Americans owe $1.23 trillion in credit card debt, an all-time high, the New York Fed says.