For the everyday homebuyer, balloon mortgages are a relic of the past — and for good reason. This type of mortgage was widely used in the lead-up to the 2008 financial ...

Dozens of homeowners who were victims of the Palisades and Eaton fires allege that their banks and mortgage services aren't ...

Student loan rates have dropped a bit going into the last month of the year. As of December 9, 2025, private student loan lenders are offering fixed rates as low as 2.85% APR and variable rates ...

Also known as the Truth in Lending Act (TILA), Regulation Z was created to protect people from predatory lending practices. It requires lenders to disclose borrowing costs, interest rates and fees ...

Managing federal student loan payments can be stressful at any time of year, but December 2025 presents an especially challenging moment for many borrowers. With holiday expenses ...

The Directions unify multiple credit-related instructions into a single framework for RRBs. They reinforce prudential safeguards while promoting responsible and transparent lending ...

While these BNPL payments have historically flown under the radar of traditional credit reporting, that’s about to change.

Cheap Insurance reports that gap insurance can be essential for new car buyers to cover the financial gap between owed loan ...

The automotive industry in 2025 was defined not by a single dominant trend, but by a complex interplay of affordability ...

Trump's student-loan repayment overhaul and collections restart make servicer errors more costly, Sen. Elizabeth Warren said.

North Carolina and Connecticut are leading a multistate inquiry seeking transparency from top lenders after Federal Reserve ...