Money Talks News on MSN

IRS boosts limits for 7 retirement accounts -- including the first IRA catch-up hike in ages. Here's how much more you can save in 2026

It's not just contribution limits that are changing. IRA income limits and the QCD limit are rising, too.

Retiring Next Year? Use This Withdrawal Rate Instead of The 4% Rule, New Report Finds

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

Ask the editor, December 12: IRAs, 401(k)s and RMDs

In this week's Ask the Editor Q&A, Joy Taylor answers questions on IRAs, 401(k)s and required minimum distributions ...

Roth 401(k) Catch-Up Rule Arrives In January For $150K+ Earners

In January, new Roth catch-up rules will prevent workers over 50 who earned more than $150,000 the prior year from making pre ...

There are a few weeks left to supersize your Roth conversion without raising your tax bill

New in 2025 is an extra $6,000 per individual, in addition to the standard deduction, for those over age 65 who meet the income limits. For a couple, this can create up to $12,000 more "room" for Roth ...