Working out how much you need to save for retirement can feel a bit like trying to answer the question “how long is a piece of string?” 🤷‍♀️ You might not know yet exactly when you’re going to retire – or what your financial circumstances will be like when the time comes, especially if your income has recently fallen or you’re struggling to make ends meet. According to the Pensions and Lifetime Savings Association (PLSA), to achieve a moderate standard of living in retirement, a couple sharing
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