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Redlining created historic barriers to homeownership for people of color and contributed to the segregation we still see today. The practice was in use from the 1930s to 1968. It’s named for the maps that the federal Home Owners’ Loan Corporation drew to indicate largely Black and brown neighborhoods that the organization deemed too be too risky for home loans. Redlining stemmed from efforts to promote housing stability during the Great Depression. But the way those efforts were carried out was
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What is redlining in real estate? 👇 Redlining is denying or changing loan/insurance/services based on neighborhood tied to race, color, or national origin. Illegal under Fair Housing. On the real estate exam, it appears as maps, zones, zip codes, or “coverage boundaries.”
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