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lemberglaw.com
What is the FDCPA?
Driven by consumer complaints of abusive and unfair tactics by debt collectors, Congress enacted the Fair Debt Collection Practices Act (FDCPA) in 1977. During its hearings, it heard evidence that these practices caused personal bankruptcies, marital instability, employment loss, and loss of privacy.
Jan 3, 2022
Fair Debt Collection Practices Act Overview
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There are certain practices that debt collectors can do and cannot do. Andrea McNairy, managing attorney at Brown & Crouppen, explains further in this week’s Legal Lens. | Fox2Now
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💬 Let’s talk DEBT COLLECTORS! 💸 Did you know you might not be obligated to pay them? 🤔 Once your debt is sold, it no longer belongs to the original creditor — and that changes everything. 🧾 Under the Fair Debt Collection Practices Act (FDCPA) ⚖️, you have powerful rights and protections 💪: 🚫 They can’t harass or mislead you. 📄 You can request proof of the debt before paying. 🔍 Always verify who actually owns your debt! 💡 Knowledge = Power. Don’t let collection calls shake your confidenc
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It’s all connected from the Uniform Commercial Code to the fair debt collection practices act to Credit or dad or LAW all the way up to your statues. Connect the dots. This is not legal advice. If you want legal advice, higher an attorney I reserve all my rights with explicit without prejudice. | Daniel Garcia
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